Financial journalists, analysts, and researchers connect data, context, and insight through neutral and transparent perspectives.

Authors

Fabio Henrique

Fabio Henrique is a financial writer at neutralbeam.org, specializing in credit education and personal budgeting strategies. He focuses on breaking down complex financial concepts into clear, practical advice that helps readers make informed and confident money decisions.

Felipe Moraes

Felipe Moraes is a financial consultant and contributor to neutralbeam.org, with expertise in debt management and long-term financial planning. His work is centered on helping individuals build healthier financial habits and achieve greater economic stability.

Maryella Faratro

Maryella Faratro is a personal finance educator at neutralbeam.org, dedicated to promoting responsible spending and effective money organization. Through accessible and insightful content, she empowers readers to take control of their financial future.

Robert Ruan

Robert Ruan is a financial strategist and columnist for neutralbeam.org, focused on savings strategies, credit optimization, and financial independence. His data-driven approach helps readers strengthen their financial foundation and pursue long-term growth.